IMPACT Portfolio Management
Implement
I
: We prudently evaluate investments and implement them into your portfolio.
Maneuver
M
: Our strategy involves maneuvering as investment markets evolve, not market timing.
Passive
P
: We are enlightening investors about the risks that exist in conventional buy-and-hold portfolios.
Active
A
: We utilize active investing and continuously monitor our activity, inorder to exploit profitable conditions.
Collaborate
C
: Our investment advisors are an assembly of experienced individuals, who together, create powerful consortium.
Tactical
T
: We utilize portfolio managers that can create extra value by taking advantage of opportune situations in the marketplace.

Model Portfolio Introductions
Conservative
Income - 20
Seeks current income consistent with preservation of principal.
Investment Strategy: To generate current income with low volatility and limited risk to principal by investing the majority of account holdings in fixed-income investments.
Fixed-Income (75-100%) / Equity (0-20%) / Other (0-10%)
Moderate Conservative
Income & Growth - 35
Seeks current income with a minor emphasis on capital appreciation.
Investment Strategy: Modest returns with some volatility and risk to principal by investing a larger percentage in fixed-income assets, but with a moderate percentage invested in equity investments.
Fixed-Income (60-80%) / Equity (20-35%) / Other (0-15%)
Moderate
Growth & Income - 50
Seeks long-term growth of capital and current income.
Investment Strategy: Seeks higher returns with increased volatility and risk to principal, by investing in a roughly balanced mix of fixed-income and equity investments.
Fixed-Income (45-65%) / Equity (30-50%) / Other (0-20%)
Moderate Aggressive
Growth & Income - 65
Seeks growth of capital with greater emphasis on capital appreciation with current income.
Investment Strategy: Increased returns with greater risk to principal, by investing a greater amount of account assets in equity investments.
Fixed-Income (30-50%) / Equity (45-65%) / Other (0-25%)
Aggressive
Growth - 80
Seeks long-term growth of capital and income.
Investment Strategy: Higher returns with greater risk to principal, by investing a greater portion of account assets in equity investments.
Fixed-Income (10-35%) / Equity (60-80%) / Other (0-25%)
*Note: Allocation percentages are guidelines, not necessarily indicative of actual investment allocations. Our investment advisors may increase Cash or Bond exposure above the listed guideline percentage, by buying or selling particular mutual funds. Also, tactical approach by individual fund managers may result in exposure fluctuations.
Philosophy
The Merriam-Webster dictionary defines the transitive verb “impact” as “to have a direct effect on”. We feel this is an accurate description of how our strategy can positively influence your portfolio.

Our investment strategy seeks to preserve client assets, while actively pursuing investment opportunities that balance risk and reward. Our diligent, team-oriented research approach helps us to uncover opportunities and maneuver ahead of the masses. This is unlike many conventional buy-and-hold portfolios, which are exposed to continual investment market risk.

We are currently accepting new client accounts with a minimum $150,000 investment. We can, and do make exceptions, but the account minimum assures that we will retain sufficient time to provide you with the service you are deservedly accustomed to.

Our independence allows us to choose the investment products we truly feel are best for our clients, yet our strategic partnerships (including TD Ameritrade Institutional as account custodian) provide leverage, which allows us to take advantage of cost savings that benefit our clients.

Click here to download our IMPACT Portfolio pdf.