Careful planning and execution can allow a Roth IRA beneficiary to benefit from tax-deferred growth for as long as allowed under the tax code. How long this can be is primarily determined by “beneficiary status”—and in some cases, whether there are multiple primary beneficiaries.
Earnings accrue in a Roth IRA on a tax-deferred basis, and beneficiaries who inherit Roth IRAs continue benefiting from this tax-deferred treatment—so long as…