Take Some Money off the Table
“time to de-risk” “the market is stretched” “time to take profits” “stocks are overbought” “the risk is worth more than the reward” “time to take some money off the table” These are all phrases that you hear when the stock…
Three Key Investing Charts for 2020
By Charles Brown, January 6, 2020 As the 2020 investing year gets going, I thought I would post a few of the charts* that I think are important for investors this year. This first chart is of the performance of…
Refinancing Your Mortgage – What to Consider
By Charles Brown, M. Brown Financial Advisors Interest rates here in the United States have dropped significantly in the last year. Yields on ten year US Treasury bonds have fallen from over 3% last November to less than 1.6% today…
Who Wants To Lose Money?
By Charles Brown, M. Brown Financial Advisors If you are an investor, the chart above should be on your radar. It’s a chart representing the dollar value of negative yielding debt globally. The chart, as of June 20th 2019, just…
Investing Trends – Cash
by Charles Brown The US Federal Reserve hiked interest rates four times in 2018, raising the Federal Funds Rate to 2.5%. This has raised yields on money market funds and Certificates of Deposit which adjust their yields based on changes…
Whipsaw
By Charles Brown I am not sure why, but when I think of the word “whipsaw*” I think of a crazy amusement park ride that spins you around every which way – sort of like the one pictured below. When…
Recession in 2019?
As we enter 2019 and the 10th year of the economic expansion here in the United States, many end-of-year research reports will address the big question: is the US economy headed into a recession* sometime in 2019? There are dozens…
Investing Trends – Commodities
If you follow the financial markets, you have most likely seen the “I” word recently – inflation. Although benign since 2008, inflation is on the “risk radar” of many asset managers heading into 2018. Some asset managers believe that higher…
Low Risk, Great Returns
Take a look at the following chart*, which was published in a book I am reading called “Adaptive Markets” by Andrew Lo. Based on the performance you see here, if you were to invest your entire life savings into one…
What’s Your Carry?
Most people are unfamiliar with the investing term “carry”. Carry is simply the cost or benefit of owning an asset. Bonds have a “positive carry” since they give you periodic coupon payments. All things being equal, bonds pay you to…